What should be estimated return in a year?

 The answer of this question is quite simple than you think. the answer is your yearly return is 3-4(%) more than inflation rate

First of all let us understand , what is inflation rate?

Inflation rate is percentage (%) increase or decrease in prices during specific period, usually within month or year.

By continuous evaluation it has been observed that yearly return is 3-4%, more than inflation rate.

Why is it needed? because in the investment money makes money. but if return on your investment is lower than inflation rate that means your money is not growing well and your wealth will go down. if return on your investment is higher than inflation rate that means your money is growing well and if your money is growing well than your wealth is growing.

In my way, if your return 1-2% more than inflation rate it means your money is on idle mode. Means your wealth growth is not down or up. If your return 3-4% more than inflation rate it means your wealth growth is always up.

Here I show you how we can check inflation rate in India.

Step-1: search on google "mospi inflation".

Fig. Search on Google

Step-2: Click on government website "Ministry of Statistics and Programme Implementation" CPI Link.

Fig. Click on mospi CPI link

Step-3: Download "Annexures of the Press Release..." excel file. and open it. now Move to "All India" cell in excel then see the "Inflation Rate" of "All India".

Fig. see the inflation rate

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