Investment Needs

 For Investment follow these steps:

1) Calculate and arrange your monthly expense.

2) Calculate and arrange your emergency funds.

3) Learn investment disciplines.

1) Calculate and arrange your monthly expense:

            Before investment you have to calculate your monthly expense and arrange  (Monthly Expense * 6) amount. 

For example if your monthly expense 20,000 per month then 20,000 * 6 = 1,20,000 amount you have to arrange

2)  Calculate and arrange your Emergency funds:

                            Now  calculate your emergency funds. Emergency funds is helps to you in bad situation in your life (e.g. job issues,medical emergency). and for that you have to arrange  your (Monthly Income * 6) amount.

For example if your monthly expense 50,000 per month then 50,000 * 6 = 3,00,000 amount you have to arrange

3) Learn investment Discipline:

                            If you arrange Monthly expense and Emergency funds. then you have to analyse following factors:

• How many amount you  need to invest?
• Where to invest?
• When to invest?
• How to invest?
• What should be approx return on your investment?

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